† Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To cancel lease or purchase early call 877-898-1920.
*Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
Visit your local Big Lots location and let an associate know you have been approved with Progressive Leasing.
"Easy application process through Big Lots. I purchased a new king size mattress & a double recliner loveseat. Progressive leasing is very simple & easy to get approved. It's direct debt from your bank account and this is my 3rd time using them." -Debra H.
"Purchased furniture from Big Lots and used Progressive Leasing. I can't say enough what a great company this has been to work with. Customer Service is always understanding and professional every time I have spoke with them. They went out of their way to work with my payments. I highly recommend this company for your needs." -Sherri M.
Elevate your home with premium furniture from Big Lots using our hassle-free lease-to-own program. Discover a wide range of sofas, recliners, dining tables & bedroom sets designed to match your style. No credit? No problem. Enjoy top-notch furniture without compromise, regardless of your credit history. Transform your space today and experience the joy of furnishing your home on your terms.
Explore our wide range of furniture and more! Each piece is designed to resonate with your unique taste while maintaining an unwavering focus on quality and comfort. Whether you're a fan of contemporary, modern, rustic or classic designs, we have the perfect furniture to complement your vison.
The Easy Leasing Program from Progressive Leasing, LLC, can be a great way to get what you want right now. Progressive Leasing offers a simple program where you pay over the course of the agreed upon lease period. Once the item(s) has been paid in full, you own the product(s).
How do I make payments?Payments will be automatically deducted from your checking account. Your payment frequency will depend upon the payday frequency you provided on your application. Login or sign up here.
What do I need to apply?You must be 18 years old, have a valid Social Security Number or ITIN, routing and account numbers for an open and active checking account, and a credit or debit card.
Is there a processing fee for a Progressive lease?No, we do not charge an application fee or processing fee. Your initial payment will be withdrawn from your credit or debit card immediately after the lease is executed, but it is the first of your lease payments and is part of the total cost of the lease. If you are not approved, you will not be charged anything.
Do I have the option of buying the products before my 12 month lease ends?Yes, you can buy the leased merchandise at any time. The standard lease agreement is 12-months to ownership. There are two options for early payoff. The option with the lowest cost of leasing is the 90-Day payoff Option: -day payoff options cost more than the retailer's cash price (except 3-month option in CA). You can still save money with the early payoff option: Pay off the remaining lease total after 90 days and you will only pay 53-65%* of the remaining lease total. To purchase early call Progressive at 877-898-1970. *Payoff percentage varies from 53%-65% dependent on the state.
Who do I contact if I have a question about my lease?Contact a Progressive Leasing customer service representative at 1-877-898-1970. Customer Service agents are available Monday through Friday from 8 a.m. to 5 p.m. (MST) and on Saturdays between 8 a.m. and 4 p.m. (MST) and closed Sunday. You may also access your account online 24 hours a day, 7 days a week at: https://www.progressivelp.com/rtocp/Login.aspx
How long is the lease agreement?Lease agreements are for a maximum of 12 months.
